Terms & Conditions

Introduction: Agreement

Conner Strong & Buckelew Companies, LLC and its affiliates (collectively, “Conner Strong & Buckelew”, “we,” “our”, or “us””) welcomes you to its Web Site and/or websites or portals controlled by Conner Strong & Buckelew and its affiliates (collectively, the “Sites”). By accessing the Sites, you agree to be bound by these terms and conditions that govern your use of the Sites (the “Agreement”). If you do not agree to these terms and conditions, please do not use the Sites. We may from time to time change the terms and conditions that govern your use of the Sites. Your use of the Sites following any such change constitutes your agreement to follow and be bound by the terms and conditions as changed. We may change, move, delete portions of, or may add to, the Sites from time to time. Certain provisions of these terms and conditions may be superceded by expressly designated legal notices or terms located on particular pages on the Sites.

Disclaimer

The Sites and the Materials, as defined below, herein are provided on an “as is” basis. Conner Strong & Buckelew makes no representations or warranties, either express or implied, of any kind with respect to the Sites, its contents or the insurance products offered or referenced, or the suitability of the content for any purpose. Conner Strong & Buckelew disclaims all such representations and warranties, express or implied, including, but not limited to, warranties of merchantability and fitness for a particular purpose. In addition, Conner Strong & Buckelew does not represent or warrant that the information accessible via the Sites are accurate, complete or current. You acknowledge, by your use of the Sites, that your use of the Sites is at your sole risk, that you assume full responsibility for all costs associated with all necessary servicing or repairs of any equipment you use in connection with your use of the Sites, and that Conner Strong & Buckelew shall not be liable for any damages of any kind related to your use of the Sites. In regard to any product or service, price and availability information is subject to change without notice. Conner Strong & Buckelew has no obligation to update the Sites and keep them current. It is up to you as a prudent reader to understand and determine on your own what you need to do in order to make informed decisions in connection with the products and/or services offered on the sites or the information provided to you on the sites. IN REGARD TO INSURANCE POLICIES, YOUR INSURANCE POLICY, NOT THE STATEMENTS ON THIS WEB SITE, FORMS THE CONTRACT BETWEEN THE INSURED AND THE INSURER and YOUR CARRIER’S ACTUAL LOSS, CLAIM, AND BENEFIT USAGE DATA FORMS THE LOSS HISTORY RELATED TO YOUR POLICIES AND PLANS. Please contact Conner Strong & Buckelew for the most current prices, terms and availability or products and services. The Sites could include technical or other inaccuracies or typographical errors. Changes are periodically added to the information herein; these changes will be incorporated in new editions of the Sites. Conner Strong & Buckelew may make improvements and/or changes in the Material(s), product(s) and/or the program(s) described in the Sites at any time. The Sites can be accessed from all states and from other countries around the world and may contain references to Conner Strong & Buckelew, services, products, and programs that have not been announced or are not available in your state or country. These references do not imply that Conner Strong & Buckelew intends to announce or make available such services, products, or programs in your state or country. PLEASE CONTACT CONNER STRONG & BUCKELEW TO DETERMINE THE AVAILABILITY OF ITS PRODUCTS, SERVICES AND PROGRAMS IN YOUR STATE OR COUNTRY.

CONNER STRONG & BUCKELEW HAS NOT MADE ANY WARRANTY OF ANY KIND WHATSOEVER AND DOES NOT MAKE ANY WARRANTY OF ANY KIND WHATSOEVER, EXPRESS OR IMPLIED, WITH RESPECT TO THE CONTENTS OF THE SITES; AND ALL IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT AND FITNESS FOR A PARTICULAR PURPOSE ARE HEREBY DISCLAIMED BY CONNER STRONG & BUCKELEW. FURTHER, CONNER STRONG & BUCKELEW WILL NOT BE LIABLE TO ANYONE WITH RESPECT TO ANY DAMAGES, LOSS OR CLAIM WHATSOEVER, NO MATTER HOW OCCASIONED, IN CONNECTION WITH ACCESS TO OR USE OF THE CONTENTS OF THE SITES. IN NO EVENT SHALL CONNER STRONG & BUCKELEW BE LIABLE FOR ANY SPECIAL, INDIRECT, EXEMPLARY OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOSS OF USE, DATA OR PROFITS, WITHOUT REGARD TO THE FORM OF ANY ACTION INCLUDING BUT NOT LIMITED TO CONTRACT OR NEGLIGENCE OR OTHER TORTIOUS ACTIONS, ARISING OUT OF OR IN CONNECTION WITH THE USE, COPYING OR DISPLAY OF THE CONTENT.

Not Professional Advice

The Sites and the content contained therein do not constitute any broking, consulting, insurance, legal tax or any other type of professional advice and should only be used for informational purposes.

No Offer to Sell

The Site as well as the information and content contained therein do not and are not intended to constitute an offer to sell in connection with any service or product. Any product or service and its description are provided by way of information only and may not contain all relevant information.

Content

The content contained on the Sites, including, but not limited to all design, text, sound recordings, and images, is owned, except as otherwise expressly stated, by Conner Strong & Buckelew. You may not copy, transmit, display, perform, distribute, license, alter, frame, store, or otherwise use in whole or in part any contact without Conner Strong & Buckelew’s express prior written consent except as otherwise permitted herein or by law.

Copyright

The Sites are protected by copyright: Copyright ©2024 – Conner Strong & Buckelew. All rights reserved. Except as specifically permitted herein, no portion of the Materials (as defined below) posted on the Sites, including but not limited to editorial and pictorial content, may be reproduced in any form or by any means without prior written permission from Conner Strong & Buckelew. See Contacting Conner Strong & Buckelew for contacts to obtain such permission.

Trademarks

All pages on the Sites, including the name Conner Strong & Buckelew Companies, LLC, “CSB”, Beneview, logos, splash screen and all page headers, custom graphics and button icons are service marks, trademarks, and/or trade dress (collectively, “Marks”) of Conner Strong & Buckelew or licensed to it by third parties. You are not permitted to use the Marks without the prior written consent of Conner Strong & Buckelew or such third-party that may own the Marks.

General Use Parameters and Restrictions

Unless otherwise noted, all materials, including images, illustrations, designs, icons, photographs, audio clips, video clips, news articles, documents, products, software, services, forms and written and other materials that are part of the Sites (collectively, the “Materials”) are copyrights, trademarks, trade dress and/or other intellectual properties owned by, controlled by or licensed to Conner Strong & Buckelew or third parties (other than Conner Strong & Buckelew, “Third-Party Providers”). Except as stated herein under the terms of the Sites, none of the Materials may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the prior express written permission of Conner Strong & Buckelew or the Third-Party Provider. No part of the Sites, including logos, graphics, sounds, images, layout or design may be reproduced or retransmitted in any way, or by any means, without the prior express written permission of Conner Strong & Buckelew. You also may not, without Conner Strong & Buckelew’s prior express written permission, “mirror” any Material contained on the Sites on any other server. Any use of these Materials on any other Web site or networked computer environment for any purpose is prohibited. Nothing on the Sites shall be construed as conferring any license under any of Conner Strong & Buckelew’s or any Third-Party Provider’s intellectual property rights, whether by estoppel, implication, or otherwise. You acknowledge sole responsibility for obtaining any such licenses. Unless otherwise indicated by the terms of the Sites, permission is granted to display, copy, distribute and download Conner Strong & Buckelew’s Materials on the Sites provided that: (1) both the copyright notice which appears on the Sites and this permission notice appear in the Materials, (2) the use of such Materials is solely for personal, non-commercial and informational use and will not be copied or posted on any network computer or broadcast in any media, (3) no modifications of any of the Materials are made, and (4) for password protected Sites, you are the user properly authorized to access such Materials. This permission terminates automatically without notice if you breach any of the Sites’ terms or conditions. Upon termination, you will immediately destroy any downloaded and printed Materials. Documents specified above do not include the design or layout of the Sites or elements protected by trade dress that are protected by United States and International law and other intellectual property rights and may not be copied or imitated in whole or in part. Any unauthorized use of any Materials contained on the Sites may violate copyright, trademark, and other laws, including but not limited to laws of privacy and publicity, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

Use of Software

The Software and accompanying documentation that may be made available to download from the Sites from time to time are the copyrighted work of Conner Strong & Buckelew and/or third parties. Use of the Software is governed by the terms of the end user license agreement, which accompanies or is included with such Software. You will not be able to download or install any Software that is accompanied by or includes an end user license agreement unless you agree to the terms of such end user license agreement. If you do not agree to these terms, you will not be able to use the Software.

Submissions & Third-Party Content Disclaimer

You agree that nothing submitted by you to the Sites shall contain any content which: a) libels, defames, invades privacy, or is obscene, pornographic, abusive, or threatening; b) infringes any intellectual property or other right of any entity or person, including, but not limited to violating anyone’s copyrights or trademarks; c) violates any law; d) advocates illegal activity; or, e) advertises or otherwise solicits funds or is a solicitation for goods or services (collectively, “Non-Approved Material”). You acknowledge that you are responsible for the Materials that you submit, and you, not Conner Strong & Buckelew, have full responsibility for the Materials, including their legality, reliability, appropriateness, originality and copyright. Materials provided by Third-Party Providers have not been independently authenticated in whole or in part by Conner Strong & Buckelew. Conner Strong & Buckelew does not provide, sell, license, or lease any of the Materials other than those specifically identified as being provided by Conner Strong & Buckelew. Anything submitted that is of a threatening or libelous nature on this Site which might be considered a violation of any law may require Conner Strong & Buckelew to report and fully cooperate with any law enforcement authorities or a court order requesting or directing Conner Strong & Buckelew to disclose the identity of anyone submitting any such Materials.

Third-Party Links – Generally

The Sites may contain links to third-party Web sites, which are not under the control of Conner Strong & Buckelew. Conner Strong & Buckelew makes no representations of any kind regarding the content or appropriateness of content on such sites, and you hereby irrevocably waive any claim against Conner Strong & Buckelew with respect to such sites. When you access a third-party Web site from the Sites, you leave the Sites and you do so at your own risk. Conner Strong & Buckelew is not responsible for the accuracy or reliability of any information, data, opinions, advice, or statements made on these other Web sites. Conner Strong & Buckelew permits or provides these links merely as a convenience. Any concerns regarding any such service or resource, or any link thereto, should be directed to the particular outside service or resource. Conner Strong & Buckelew’s webmaster ([email protected]) would appreciate being copied on any complaint or concern expressed to a third-party site linked to this Site so that it can be determined whether any action should or can be taken from the Sites which might respond to your complaint or concern.

Third-Party Web Sites Seeking to Link

If you would like to link to Conner Strong & Buckelew’s Sites, please read and comply with the following guidelines and all applicable laws. A Web site that links to Conner Strong & Buckelew’s Sites:

Should not be a Web site that contains content that could be construed as distasteful, offensive or controversial, and should contain only content that is appropriate for all age groups.
Any Web site that creates a link to Conner Strong & Buckelew’s Sites which Conner Strong & Buckelew discovers violates these terms and conditions, Conner Strong & Buckelew expressly reserves the right to request that such a link be removed and to undertake whatever other action it deems appropriate.

No Endorsements

No endorsement of any third-party products or services is expressed or implied by any information, material or content referred to or included on, or linked from or to the Sites, nor does the inclusion of such links imply that Conner Strong & Buckelew Conner Strong & Buckelew or accepts any responsibility for the content or uses of such linked Web sites.

Cookies

In order to improve our Sites, Conner Strong & Buckelew may use “cookies” to track your visit to the Sites. A cookie, which is small amount of data that is transferred to your browser by a Web server and can only be read by the server that gave it to you, functions as your identification card, recording your passwords, purchases, and preferences. It cannot be executed as code or deliver viruses. Most browsers are initially set to accept cookies. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether or not to accept it. (Some Sites’ pages may require authorization and if so, cookies will not be optional. Users choosing not to accept cookies will likely not be able to access those pages.) While Conner Strong & Buckelew may use cookies to track your visit to the Sites and our Web servers automatically log the IP/Internet address of your computer, this information does not identify you personally and you remain anonymous unless you have otherwise provided Conner Strong & Buckelew with personal information.

Local Laws and Export Controls

Conner Strong & Buckelew controls and operates the Sites from its headquarters in New Jersey and makes no representation that these Materials are appropriate or available for use in other locations. If you use the Sites from other locations, you are responsible for compliance with applicable local laws, including, but not limited, to the export and import regulations of other countries. Unless otherwise explicitly stated, all marketing or promotional materials found on the Sites are solely directed to the Sites’ visitors located in the United States. You acknowledge and agree that all Materials herein are subject to the U.S. Export Administration Laws and Regulations. Diversion of such Materials contrary to U.S. law is prohibited. You agree that none of the Materials, nor any direct product therefrom, is being or will be acquired for, shipped, transferred, or reexported, directly or indirectly, to proscribed or embargoed countries or their nationals, nor be used for nuclear activities, chemical biological weapons, or missile projects unless authorized by the U.S. Government. Proscribed countries are set forth in the U.S. Export Administration Regulations. Countries subject to U.S. embargo are: Cuba, Iran, Iraq, Libya, North Korea, Syria, and the Sudan. This list is subject to change without further notice from Conner Strong & Buckelew, and you must comply with the list as it exists in fact. You certify that you are not on the U.S. Department of Commerce’s Denied Persons List or affiliated lists or on the U.S. Department of Treasury’s Specially Designated Nationals List. You agree to comply strictly with all U.S. export laws and assume sole responsibility for obtaining licenses to export or reexport as may be required. By downloading or using Materials, including Software from the Sites, you are agreeing to the foregoing and you are warranting that you are not located in, under the control of, or a national or resident of any such country or on any such list.

Governing Law and Jurisdiction

The Sites (excluding linked sites) are controlled by Conner Strong & Buckelew from its offices within the State of New Jersey, United States of America. By accessing this Site, you and Conner Strong & Buckelew agree that all matters relating to your access to, or use of, the Sites shall be governed by the statutes and laws of the State of New Jersey, without regard to the conflicts of laws principles thereof. You and Conner Strong & Buckelew also agree and hereby submit to the exclusive personal jurisdiction and venue of the Superior Court of Camden County and the United States District Court for the District of New Jersey locating in Camden, New Jersey with respect to such matters. Conner Strong & Buckelew makes no representation that materials on the Sites are appropriate or available for use in other locations and accessing them from territories where the Sites’ contents are illegal is prohibited. Those who choose to access the Sites from other locations do so on their own initiative and are responsible for compliance with local laws.

Termination

Conner Strong & Buckelew may terminate this Agreement at any time and may do so immediately without notice, and accordingly deny you access to the Sites, if in Conner Strong & Buckelew’s sole discretion you fail to comply with any term or provision of this Agreement. Upon any termination of this Agreement by either you or Conner Strong & Buckelew, you must promptly destroy all materials downloaded or otherwise obtained from the Sites, as well as all copies of such materials, whether made under the terms of this Agreement or otherwise.

Web Accessibility

If you have a disability and the format of any material on our web pages interferes with your ability to access the information, please contact the webmaster by email at [email protected]. The webmaster will refer your request to the appropriate Conner Strong & Buckelew department, and the department will respond to your request. To enable us to respond in a manner most helpful to you, please indicate the nature of the accessibility problem, the web address of the requested material, your preferred format in which you want to receive the material (electronic format (ASCII, etc.), standard print, large print, etc.), and your contact information.